Transaction Intelligence · Fintech · Finance · Blockchain

Query any record. Get a guaranteed answer.

132recon is a deployable transaction intelligence system. Search payment records and receive either a confirmed hit or a mathematically guaranteed negative — evidence-grade results that fit your existing workflow.

Try the demo Mini Ledger ↗
Instant
Same speed at any record scale
Guaranteed
Confirmed negative within scope
Your infra
Runs on your server
Pre & Post
Transaction coverage
The Problem
Three industries.
One core gap.

Financial institutions, fintechs, and blockchain operators all face the same challenge — they need fast, evidence-grade answers about transactions. Probabilities are not enough.

Fintech

Decisions at payment speed

Fraud and AML checks must happen before or at the moment of transaction. Slow lookups and uncertain results disrupt payment flows and erode user trust. You need a result fast enough to act on.

Finance

Audit trails require certainty

Regulators and auditors don't accept "probably not there." Dispute resolution, compliance reporting, and reconciliation all require evidence-grade results — not statistical estimates.

Blockchain

On-chain complexity at scale

Blockchain payment data is high-volume, fast-moving, and difficult to query at scale. Existing tools either can't keep up or weren't built for the demands of digital asset compliance.

How It Works
Two results. Both definitive.

Every query returns one of two outcomes, scoped to your available records. Read it as a business process or a technical spec — the guarantee is the same either way.

Process view
Your System
Initiator
132recon
Processor · runs on your server
Output
Returned to your system
REF-01
01
Send query
Wallet address, transaction reference, or amount range. From your existing system — no integration rework required.
REF-02
02
Check the records
132recon searches the records you have ingested. Runs entirely within your infrastructure. Data does not leave your environment.
HIT
Record found. Returned to your system.
CONFIRMED −
Definitively absent within ingested records.
Spec
SpeedInstant — same at any record scale
DataNever leaves your environment
Guarantee scopeIngested record set
CoveragePre & Post transaction
Your System
Query origin
Routing Table
Tier & shard selection
Sketch Engine
Countminlog lookup
Widening
Cascade on miss
Result
Typed output
REF-01
01
Query typed & dispatched
Wallet, hash, amount range, or composite. BucketHint parsed on arrival.
ErrInvalidBucketHint on bad format
REF-02
02
Routing table selects tier
BaseRate priors select shard & time window for first lookup.
Tier 1: exact · Tier 2: widen on miss
REF-03
03
Countminlog lookup
min(row₁…row₄) across hash functions. Morris counting — bounded over-estimate, never under-counts.
Zero in every row → confirmed absent
REF-04
04
Widening cascade
On miss, search relaxes in defined order until a result is found.
temporal → amount → region
HIT
Hit=record · Confirmed=false
MissProb=calculated
CONFIRMED −
Hit=nil · Confirmed=true
MissProb=0
Technical spec
AlgorithmCountMinLog sketch
ComplexityConstant time — scales without slowdown
GuaranteeNever under-counts · bounded over-estimate
Neg. resultMissProb=0 within ingested records
Use Cases
Where it fits across industries.

These are examples, not a definitive list. If your workflow involves transaction verification at any stage, there is likely a fit worth discussing.

Pre-Transaction

AML screening before settlement

Query wallet history and transaction size frequency before a payment clears. Understand whether an account appears in flagged records — fast enough to act on.

Operates at payment speed
Configurable to your authorisation flow
Returns a definitive result, not a score
Pre-Transaction

Fraud detection on wallet behaviour

Check transaction size patterns and counterparty history before processing. Identify unusual interactions within ingested records without raw data storage or transmission.

Transaction size frequency — same speed at any scale
Counterparty history within ingested records
No raw data duplication required
Post-Transaction

Payment dispute resolution

When a payment is disputed, establish definitively whether it appears in the record set. A confirmed negative within scope is a defensible, documented result.

Evidence-grade confirmed negative output
Scope clearly documented per query
Integrates into existing dispute workflows
Access Coordination

Algorithm-coordinated access

The system can coordinate permissioned access — time-limited, query-limited, or email-gated — programmatically. One example of what 132recon can manage beyond direct queries.

Time-limited or query-limited grants
No manual overhead for coordination
Configurable to your access model
Compliance

Audit-ready record verification

The confirmed negative — mathematically bounded within the ingested record set — provides a grounded, loggable result that audit teams can present as evidence.

Confirmed negative as a first-class result type
Scope of guarantee stated per query
Integrates into existing compliance reporting
Operations

Large-scale record reconciliation

Query large datasets at constant time without significant query infrastructure. Compatible with existing reconciliation workflows — deployed on your infrastructure.

O(1) queries regardless of record set size
Sub-linear space — no raw data duplication
Runs within your own environment
Risk

Counterparty verification

Verify counterparty transaction history within available records. Understand frequency patterns and amount distributions without building a separate intelligence stack.

Wallet and account frequency analysis
Amount range distribution queries
Tiered search with configurable widening
Reporting

Regulatory evidence trails

Build evidence trails that support regulatory submissions. Each result is loggable and reproducible, with a clear scope statement documenting what the guarantee covers.

Loggable, reproducible query results
Scope of guarantee documented per query
Deployable within regulated infrastructure
On-Chain Verification

Payment record search at scale

Query on-chain payment records at O(1) speed without full-node overhead. XRPL-native, with the architecture to extend to other ledger data depending on what records are ingested.

Constant-time queries over large transaction sets
No full-node requirement for record lookup
Adaptable to your ingested record set
Exchange & Custody

Exchange compliance operations

Integrate into deposit, withdrawal, and transfer screening workflows. Deployed on your infrastructure, against your ingested records — data stays within your environment.

Configurable to your screening workflows
Data sovereignty — stays in your environment
Full code transparency on agreement
Digital Assets

Asset traceability for CASPs

Crypto asset service providers need to demonstrate transaction traceability to regulators. Verifiable, scoped query results deployed in your environment, on your records.

Confirmed negative within ingested records
Data never leaves your environment
Supports traceability obligations under digital asset regulation
Protocol

DeFi protocol record integrity

Independently deployable — no third-party dependency. Query the records the protocol has access to, with bounded error guarantees on frequency analysis.

Independent deployment
Bounded error guarantees on frequency queries
Compatible with existing protocol infrastructure
Regulatory & MiCA
Built for the compliance
reality of 2026.

MiCA is in full effect. Crypto asset service providers across the EU face real obligations around transaction traceability, record keeping, and AML compliance.

The confirmed negative is scoped to the ingested record set. The strength of the guarantee grows with the coverage of the records you ingest. This is not a universal claim — it is a precise, mathematically bounded result within a defined scope. That precision is what makes it regulatorily useful.

Transaction traceability

MiCA requires CASPs to maintain and demonstrate transaction traceability. 132recon provides verifiable, scoped query results that support documented traceability processes.

AML record obligations

The confirmed negative as a first-class result provides a defensible, loggable output for AML compliance processes — not an estimate, a guarantee.

Data sovereignty

132recon runs on your server. Sensitive financial data never leaves your environment — satisfying both compliance and commercial requirements under EU data regulation.

Code transparency on agreement

Regulators increasingly require auditability of compliance systems. Code is disclosed on agreement — full transparency for compliance and legal teams.

Deployment & Access
Not plug and play.
Compatible by design.

132recon deploys to your infrastructure, configures to your record sets, and integrates into your existing workflow. Every engagement starts with a conversation.

01

Consultation

We discuss your workflow, your record sets, and the integration point. Pre-transaction, post-transaction, or audit — determined by your use case.

02

Agreement & code disclosure

On agreement, the code is disclosed. Your technical and legal teams have full visibility into what is being deployed. No black boxes.

03

Deploy to your infrastructure

132recon runs on your server. Your data stays in your environment. We support the deployment and integration process throughout.

04

Configured to your records

The system runs against the record sets you have access to. The scope of the guarantee is defined by those records and clearly documented.

Server deployable

Runs on your own infrastructure. No cloud dependency, no data transfer to third parties. Full control over your environment.

Code disclosed on agreement

Not open source, not a black box. Full auditability for compliance and technical teams who need to understand what is running.

Workflow compatible

Integrates into your existing compliance, fraud, or operations workflow. 132recon returns a result — what your system does with it is up to you.

Algorithm-coordinated access

Access can be managed programmatically — time-limited, query-limited, or scoped to specific use cases.

Scoped guarantees

Every confirmed negative is scoped to the ingested record set. The system is precise about what it can and cannot guarantee — which is what makes it useful in regulated contexts.

Get in Touch
Let's talk about
where it fits.

Every integration starts with a conversation. Tell us about your workflow and we will show you where 132recon fits and what it can guarantee within your record set.

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Open email client

We respond within one business day · All conversations are confidential